Public Adjuster We Advocate For Your Fair Claim Settlement

Public Adjuster

We’re dedicated to helping you receive a fair and timely claim settlement so can can return your property to it’s pre-disaster condition and get back on Cloud 9 again.

REQUEST A FREE CLAIM REVIEW

Claim UNDERPAID or DENIED?

Water Damage? Storm Damage? Mold? Fire/Smoke Damage?

We can assist you at anytime in the claim process
State Licensed and bonded professional public adjusters
No upfront expense to you, we only get paid when you get paid.
Fair and proper claim settlement
Expert Resources
We can save you time

 5/5

Rated 5.0 Stars

We work for you, NOT the insurance company!

Cloud 9 Claims are your professional public adjusters with a proven track record of assisting policyholders with their insurance claim. Our goal is to get you back on Cloud 9 again through a fair and timely adjustment of your insurance claim.

RESIDENTIAL

We have experience with all types of property here in Florida and have a network of professionals readily available to inspect every facet of your claim to bring you back to pre-loss condition.

COMMERCIAL

In addition to property claims for all types of construction, we can also access loss of income for your business as a result of a covered loss.

Our Process

Our team of public adjusters will advocate for your position in the insurance claim. As licensed public adjusters we handle everything from communication, documenting the damage, negotiating, and presenting the claim to your insurance company for you. There is no upfront fee, we only get paid when we recover money from your insurance company. No Recovery, No Fee.

Evaluation

Based on our inspection, we'll get the adjusted value in your area and the applicable coverage in your policy

Documentation

Our experts will review your damages and estimate the actual damage to your property

Negotiation

We will assist you in achieving a fair and proper settlement of your claim.

Settlement

Because we know policy language inside out, we’re able to facilitate the settlement you deserve.

No Recovery, No Fee

You do not pay us anything upfront, we won’t get paid until we recover a payment from your insurance company for you. Our goal is to take away the stress through transparent and consistent communication until you are on Cloud 9 again!

HURRICANE DAMAGE

We perform a top to bottom inspection to find all damage related to wind or hail

WATER & FLOOD

Water from pipe breaks, leaks or floods can be catastrophic. We use all available technology to find and seek repairs to all damage

FIRE & LIGHTNING

Fire & lightning strikes can cause a lot of damage. We inspect and document all fire, smoke and lightning damages

THEFT & VANDALISM

When you are a victim of theft or vandalism, you don't always find all the items impacted by the loss. With our experience we are able to find everything you are entitled to

$2,029

Average claim without Public Adjuster

Source: *Office of Program Policy Analysis and Government Accountability (OOPAGA)

$17,187

Average Claim with Public Adjuster

Source: *Office of Program Policy Analysis and Government Accountability (OOPAGA)

Testimonials

Discover what our satisfied clients have to say about their experiences with Cloud 9 Claims. We take pride in delivering exceptional service and exceeding expectations in every property insurance claim we handle

Luis Cabrera

Great communication, responsive and attentive. Renzo was wonderful and provided excellent service. Would recommend to anyone looking for help with insurance claims. He was very knowledgable and experienced.

Vanessa Cruz

From the first phone call and meeting till the last time I spoke with my public adjuster Renzo Caamano. I was well pleased with the service I received. Renzo was professional, extremely knowledgeable, friendly, and very helpful following hurricane Ian. He went above and beyond, to accommodate my needs for a successful outcome in the recovery from my insurance claim. There is nothing negative to report about this top notch organization. I highly recommend Cloud 9 Claims

Walter Haryasz

A great company to have on your side. Renzo Caamano worked very hard on my claim. Always kept me informed about what was going on with the claim. It was a pleasure to do business with him. Would hire him again.

Juan Carlos Cintron

They go far and beyond to get the job done. Great communication, and very effective. Highly recommended

Greta G

Renzo worked our claim and we are very very please with all his great hard work and help, and super thankful that him and his team got the insurance to pay for hurricane damage after being denied couple of times. Very knowledgeable, great communication, always making sure we were aware of the status of the claim and what to expect. Thanks Renzo and cloud 9 claims!

Pedro A

My experience with Cloud 9 Claims was one of much satisfaction throughout a very unknown understanding of the insurance industry. Cloud 9’s expertise in the field of insurance claims was so extensive and refreshing. All I did was sit back and Cloud 9 took over all aspects of dealing with my hurricane insurance company. They took their time to make sure I received all that was due to me from the insurance company. I’ll put it like this if it wasn’t for Cloud 9 my insurance my insurance company wouldn’t have given me one third of what I received by hiring Cloud 9, they were well worth their weight in gold. I wouldn’t think twice of recommending Cloud 9 to whomever finds themselves in a similar circumstance.

James C

My agent, Renzo from Cloud9claims stayed with me completely through the year in one month and it took to figure out all of the logistics of getting my insurance payment from the insurance company. Very knowledgeable company knew what I needed to do took care of most of the actions for me I just needed to stand up and tell him very happy. Would have no problem recommending our company to anybody that’s having issues collecting money from a claim on any insurance company. Thank you very much for your diligent work settling my claim took a while but I am definitely appreciative for what you all did again, thank you and have a great day.

Carlton B

I highly recommend the use of the good folks at Cloud 9 Claims LLC if you have been victimized by unscrupulous property insurers. Cloud 9 Claims LLC successfully guided us through a year long process of trying to get a fair settlement for damage to our home caused by Hurricane Ian. Initially, we sought relief from our insurance company UPC who subsequently filed for bankruptcy and left us a settlement that was insulting. We were subsequently left in the hands of the Florida Insurance Guarantee Association (FIGA) who demonstrated a level of inefficiency that is difficult to describe. Our point of contact at Cloud 9, Renzo Camano, was clear and very straightforward in telling us what we could expect out of FIGA. He was the consummate professional in dealing with every roadblock they through in our path. Even during those times when we lost our patience with the whole process he was the voice of calm and reason. Ultimately, we were successful in getting a settlement out of FIGA that we could live with. We gladly paid Cloud 9 the fee for their services because there was no way we would have gotten it without them or going through the expense of hiring a law firm. I hope that I will never have the need for a Public Adjuster again, but if I do I will certainly hire Cloud 9 again.

Tim C

Renzo of Cloud 9 claims has been outstanding. Insurance company refused to cover my roof after 4 trees and 155 mph winds destroyed my roof. He kept me updated through the process and insurance finally decided to cover costs of the new roof after hiring Cloud 9. This company is Highly recommend!!!

Antero S

My adjuster Renzo was very communicative throughout the entire process Very professional and above all very insistent until the end with the insurance company Thank you Renzo for all the effort and professionalism I recommend these company 100%

Linda

Thank you for helping us get through all the insurance craziness of Ian. Thank you for guiding us and clarifying all the steps we had to go through. Your help and support was greatly appreciated! Hope we don't have to use your services again!

Kathy

Cloud 9 helped me get an insurance claim through from Hurricane Ian. My insurance company had no intent of helping or guiding me, nor paying a legitimate claim. As if the victims of the hurricane hadn't been through enough only to start the recovery process to find out your insurance is working against you, not with you. Cloud 9 changed that for me. They explained the process every step of the way and negotiated with my insurance company to where I was able to avoid mediation, litigation and ultimately settle for the coverage I deserved. I can't recommend them enough!!

Carol

After Hurricane Ian, Cloud 9 proved to be a beacon of hope in a sea of frustration with my insurance company. Despite my legitimate claim, the insurer seemed more interested in obstructing than assisting me. Cloud 9 stepped in, demystifying the claims process and advocating on my behalf. Thanks to their tireless efforts, I avoided the stress of mediation and litigation, securing the coverage I deserved. I can't sing their praises enough - Cloud 9 truly transformed a daunting experience into a triumphant one!